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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. [link widoczny dla zalogowanych] Personal details The APR, or Annual Percentage Rate, is determined by each specific lender that you are matched with. APR is a common metric to use for expressing the payments and fees for individual loans and personal loans such as auto, mortgage, and home loans. Since Loansofsuccess.com is a lending network, we can not accurately predict the APR that is given to you for by your lender. Though, usually a 14 day Loan can range between 250% and 2404% percent. When you accept the loan given to you by a matched lender, you are signing that you will pay back the loan in full on the date agreed. If you are late in payments, partially pay, or non payment, the lender will likely add fees. The lender can also send the account to a collection agency for non payments, if this happens the lender may have the right to report the lack of full payment to consumer reporting agency. Some lender can have additional options for repayment such as renewals and roll overs. These loans can have additional fees and sometimes can renew automatically. Please be sure to review the terms and conditionals of your lender before accepting any renewals.