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What Are The Costs and Fees for a Payday Loan Online? [link widoczny dla zalogowanych] You must have a regular source of funds so the firm believes you will be able to pay back the $1000 loan with no problems. Typically, this source of funds is a job, but can in some cases also be a disibility check or other financial support that you can show in your bank statements that you recieved regularly. A comprehensive business plan will say a lot about who you are and what you chances of success are, Jacobs told BusinessNewsDaily.