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Plus Loans [link widoczny dla zalogowanych] If you do not pay your loan according to its terms, your lender may: â˘ Charge you late fees â˘ Send your account to a collection agency â˘ Report your information to a consumer reporting agency, which may negatively affect your credit score â˘ Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest All lenders must guaranty that the information provided by consumer is secure and totally confidential. Lenders can not share consumerâs personal information with any third party. If the consumer can not pay back the borrowed finances, lender can take following measures: charge the consumer late fees, contact to collector agency, report to consumer credit agency, renew or extend consumerâs loan term.

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