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If your company wonât front you the money in the form of an advanced paycheck, a loan from your 401 (k) plan is also one way to get your hands on the money you need to banish those payday loans. If you absolutely must tap your retirement money, a 401 (k) loan is preferable to a straight withdrawal from your 401(k). [link widoczny dla zalogowanych] Box Office Numbers Avoid filling out forms in e-mail messages that request personal information.