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Q: I have been trying to get a 203k or a FHA loan. I am only 20 but I have a good paying, full time job. My problem is that with my age I havent had time to build up much credit. I found a great home, $40,000, 3br 1ba, full basement with 2 finished rooms and a tax value of $101,000. Everyone is turning me down because I dont have any credit established. I know that I can afford a house payment but with no credit built up people dont even care to hear about my income or expenses. I am just curious if there is anyway that i can get a loan without having credit established. I really hate to pass up on a good deal just because I am young. Is there maybe something for first time home buyers or maybe like one of the mortgage companies mentioned a no credit check mortgage? [link widoczny dla zalogowanych] Business assets might include property owned by the business, such as real estate, vehicles, or inventory. Having adequate collateral to back up your loan will make it much easier for a lender to say âyesâ to you. Disclaimers

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